4 Considerations

The purchase of a handicapped van to facilitate the mobility of a handicapped loved one can change the life of the entire family. Even so, it is a big decision that should be made with care. The better the choice that is made, the greater freedom for the loved one and family involved. Making a poor choice can be very costly and uncomfortable for the travelers.

As with the purchase of any vehicle, or any high dollar purchase, consumers should research and investigate the options available for their desired purchase. Preparation is the key to avoiding costly repairs, modifications, and maintenance. So, before you purchase a handicapped van, evaluate the following considerations to save time and money.

Type of Vehicle

Before you get started, you should choose what type of vehicle you need: minivan, full-sized van, SUV, or car. Generally, for optimal mobility the most suitable one for those confined to wheelchairs is the handicap van; whether a minivan or full-sized van. Full-sized vans have a larger interior, allowing access with a ramp or wheelchair lift. Minivans are more compact and sportier and generally easier to maneuver. Access can also be with a ramp or mobility lift.

Required Features

Whenever in the market for any vehicle, knowing the features desired are a must before purchasing. Features to consider include: how the handicapped person will enter the van, whether the handicapped person will remain in the wheelchair while traveling, whether hand controls are required, the size of the wheelchair, and then whether you need cruise control, air conditioning, power locks and windows, security, radio, etc.

Cost and Financing

Evaluating the budget and determining the amount that can be afforded must be done prior to shopping for a handicapped van. Used vehicles are always an option, and dealers often have sales, specials, and incentives. In addition, like all other vehicle purchases, financing options should be evaluated. Dealers often have financing programs, but there are independent companies and government programs that can also provide financing for the purchase of a handicap van. Interest rates, length of the term, and monthly payments should all be considered.

Finding the Right Seller

Where you buy your handicapped van can make a difference in the long-term ownership of it. Sellers or dealers with several styles and options, reputation for good customer service, availability of local servicing, warranty program, and a strong record of customer satisfaction are preferred.

Once you've evaluated all these considerations, it is time to start your new life in your chosen handicapped van.

Financing for the Purchase of Wheelchair Accessible Vans

Transportation for a handicapped person can be burdensome in a conventional vehicle. However, wheelchair accessible vans, while truly life changing for the handicapped person, are often very costly and difficult for many people to afford and purchase. The process for getting a mobility van can be long, even without added financial concerns. But, there are options for financing for wheelchair accessible vans.

Dealer Financing

As with any vehicle purchase, the dealer or company represented generally have a financing program that will meet most consumers' needs. Depending on the credit of the one seeking financing, the payments may be more than the family is able to afford due to the high interest rate which will be charged. However, this is an option if none of the other options below are available.

Private Financing

Companies designed to help the handicapped or disabled person are available in most areas, including loans specifically for van modification or wheelchair accessible vans. The Internet is a good place to start searching. Financing is generally more reasonable with these companies and loans are provided with longer terms for repayment in order to lessen monthly payments.

Government Assistance

State agencies may have loan programs or grant programs for the disabled person that will aid in the purchase of a mobility vehicle or modification of one for that purpose. Generally financing plans are flexible and interest rates lower than other financing. Grants do not have to be repaid as they are gifts and not loans. A quick search of the Internet should provide some options. Qualification for these programs will be strict and so will not be available to everyone.

Fundraising

While maybe not the top choice, friends, family and co-workers will not hesitate to host a fundraiser in order to help purchase a wheelchair accessible van. In addition, local charities may offer help for these purchases based on each individual's circumstances. Churches are often willing to help in this way.

Another option is to use a combination of the above financing solutions to allow purchase of the wheelchair accessible van. Even if it is not possible to get donations or grants to cover the entire purchase price, these amounts can reduce the amount required to be financed, reducing monthly payments. Wheelchair accessible vans can be a life changing purchase for handicapped persons and their families and every effort to make this leap should be explored.


"Don't allow your disABILITY to shut you out of life; your request for Access has been Granted"